Backpacker travel insurance advice for All
Do you mind of thinking about travel insurance?
Its sound different, right? But tell me one thing, in your adventure, anything can happen and if you haven’t got this important “travel insurance”, then you have to end up your travel with a lot of monetary difficulties. I also had a story to share on my travel insurance. I did a great mistake that to hit the road except for insurance and for this, I have to pay a lot. Reading this article carefully, you will understand the problems without backpacker travel insurance and the benefits of it. you can also know about the best companies for Backpacker travel insurance. If you are a beginner backpacker you will be benefited too.
What exactly travel insurance is?
My thinking of view about Backpacker Travel Insurance is beyond description. but in brief, for me, it is an “in case” payment. The most important thing in your trip is travel insurance .it works like:
- Providing you with medical coverage
- Losing bag or stolen
- In short, emergency coverage
“If you can’t afford travel insurance, then you can’t afford to travel”.
It’s very simple and clear that having a travel insurance is as much important as car insurance or home insurance.
Looking for travel insurance?
You are free to travel all over the world. Without backpacker travel insurance it might not give you fun. On the other hand, travel insurance relaxes your mind with peace when you experience trouble.
- It’s a good option for travelers for going abroad.
- In 2017, 88.3% of policies were taken by an individual.
- You can take it as a group or couples.
How important Insurance for backpackers:
- Stays in multiple destinations
- An extended time period of travel
- A wider range of activities
- Holiday disruptions
- Legal fees
- Industrial action
- Working abroad
- Home visits
- Medical treatment
When to buy backpacker insurance?
- My advice to buy travel insurance as soon as possible
- To organize travel insurance
- To book travel insurance
- It can be delay unexpectedly.
- Be careful when checking policy documents.
How costly backpack insurance is:
The cost of backpack insurance depends on a few different factors.it varies from country to country.it can take $22.74 in Europe and worldwide it will cover up by $70.51. In Australia and New Zealand, it will take $92.42.
The destination is a major fact of backpacker insurance at the time of cost. Price is being affected by:
Health: you should aware of the pre-existing condition of your health. Then you can what you need.
Age: Higher age people need expensive cover. On the other hand, generally backpackers are under 30 but rare are also found.
- Extra cover
- Sports equipment
Longer Trips or Higher insurance costs.
How to claim in abroad:
Are you thinking of claiming when you are in abroad? You should take policy documents at hand, must take paper copy or online.
Contact with local authorities:
A victim should contact police and you claim can be covered within 24 hours.
10 tips to know travel insurance:
- Timely communication
- Emergency contacts & procedures
- Contact details
- Documents & Procedures
- Providing proof
- Specify your valuables
- Know –how to work & activities
- Make sure that destination is covered.
- Knowing the policy
- policy excess & when & how to extend
Best travel insurance company:
Looking over 22 of the nation’s top providers and finding the best travel insurance. Some of our missions are:
- primary medical coverage
- generous limits
- few exclusions
- top-notch customer service
How to choose best travel insurance:
- Emergency medical care
- Medical evacuation and repatriation
- Trip cancellation
- 24/7 worldwide assistance
A travel insurance (you can rely on)
Finally, I can share my personal opinion with you guys. I’m a traveler. it’s not that I’m an independent traveler that’s why I travel solo always, I traveled with my family, friends, colics.so you can say that I’m an experienced traveler. Tried out so many insurances, I trust completely on World Nomads travel insurance. Trust me, it’s the best travel insurance to go ahead and saving your valuable time and of course capability.
As an insurance provider, World Nomads travel insurance is undoubtedly a good taste for all kinds of travelers.
Is nothing perfect, right? There is also a problem to face that world Nomads doesn’t cover Pakistan. Some offbeat destinations, you should check it out in your own way.
Why choose world Nomads:
- Easy to purchase
- Solid coverage
- Easily customized
- Offers up a detailed breakdown of different plans
- Medical costs
- Property loss
- Accommodation and transportation expenses
- Two plans to choose
- Standard plan
- Explorer plan
The standard plan:
Frankly, it’s very straightforward and worth buying travel insurance. The minimum cost for a two week trip to Thailand is presumably $78 or about $5.50 /day. The standard plan covering many outdoor activities. A specific list is covered by World Nomads. Frankly speaking, it covers the best activities which most of the backpacker are likely to involve and obviously with plenty more far-flung included. Activities are included:
- Cave tubing
- Glacier walking
Backpack and gear are covered up to 1000 dollars in any event and the loss of theft.
Emergency and non-emergency:
Covering up to $300,000 and $25,000 gradually.
The explorer plan:
seems to be more expensive but treating you with better coverage & with everything you need.
- The explorer plan covers the 2 week trip to Thailand $ 107 or $7.64/day.
- Dangerous outdoors
- Outdoor sports
- Bull riding
- Cliff jumping
Remember one thing that insurance company is so concerned about your injured health like what you are doing when you are being injured. It claims to be wrong did, then the company didn’t cover. Example:
- On drugs
If anything risky activities to do, please contact the World Nomads list of adventure sports.
- Personal items: covering up to $3000.
- Car: renting a car, then it will be covered up to $35000.
- Dental treatment: covering up to $750.
Coverage category of World Nomads Travel insurance:
- Emergency Evacuation
- Natural disaster
- Trip cancellation
- Trip interruption
- One call 24 –hour assistance
- Adventure and activities
World Nomads Travel Insurance Cost:
The World Nomads Travel Insurance quoted rates by maintaining a few factors. Example:
- Planned destinations
- Trip length
- What a multi-country 3-month backpacking trip costs.
All are listed in the standard and explorer plan for Backpacker travel insurance.
How to buy World Nomads Travel Insurance?
Planning to go backpacking? Want an immediate travel insurance, then follow this link …..
Final thoughts on World Nomads Travel Insurance
Travelling is always given pleasure for anyone. But an accident can happen anytime anywhere. So, everyone should have had the backup like travel insurance. it’s one kind of security you know.so stay with me and the best travel insurance what I suggested The World Nomads Travel Insurance.